Introduction
Smart Lending AI (SLAI) is a decentralized lending protocol purpose-built for the fast-paced, high-volatility world of on-chain trading. Whether you're buying into a new memecoin launch, flipping low-cap gems, or navigating the DeFi landscape with precision, SLAI gives you the one thing every trader needs: ETH liquidity — without having to sell your tokens.
Why SLAI Exists
Most DeFi lending protocols today are designed for passive capital or large-scale asset management. They focus on stablecoin loans, rely on off-chain oracles, and often exclude the tokens that most on-chain traders interact with daily. SLAI is different.
We’re building a system for:
Altcoin snipers and memecoin traders
DEX-native users who need immediate liquidity
Anyone who holds volatile tokens but lacks ETH to keep trading
SLAI allows you to lock your tokens and borrow ETH instantly — fully on-chain, non-custodial, and without selling your position.
Core Features
🧠 Real-Time On-Chain Pricing: SLAI calculates token prices directly from WETH liquidity pools, eliminating the need for centralized oracles.
🛡️ oscAI Token Verification: Only tokens approved by our partner OSCA’s audit system (oscAI) can be used as collateral.
💸 Instant ETH Borrowing: Borrow up to 50% of your token’s USD value in ETH based on liquidity and volatility.
🔁 Flat Interest Model: Pay just 5% interest on borrowed ETH — or 0% if you're staking 50,000+ SLAI tokens.
⚙️ Fully On-Chain Execution: Every loan, repayment, and liquidation is enforced through smart contracts — trustless and transparent.
🔐 Hybrid Lending Options: Choose between fully public contract-based lending or private deals via oscaBlend.
Who SLAI is For
SLAI is not a generic DeFi tool. It’s tailored for those who:
Trade actively and frequently
Don’t want to sell their bags for ETH
Want access to gas and liquidity on short notice
Operate fully on-chain without intermediaries
If you’ve ever held a token worth $1,000 but couldn’t trade because your ETH balance was empty — SLAI was built for you.
Built for the New On-Chain Generation
SLAI is more than a lending tool — it’s an infrastructure layer for the new breed of DeFi traders. It gives you the flexibility to act fast, stay liquid, and maintain exposure — all while staying secure and decentralized.
With powerful partners like OSCA and full integration of oscAI for collateral verification, SLAI is built to scale — responsibly, securely, and transparently.
Web App Launch: July 2025
Last updated