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  • Smart Lending AI
    • Introduction
  • Vision
  • Lending
    • How it works
    • Uses cases
    • Architecture
    • Loan lifecycle
  • General
    • Roadmap
    • FAQ
    • Disclaimer
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  • ❓ What is SLAI?
  • ❓ How much can I borrow?
  • ❓ What is the interest rate?
  • ❓ How are token prices calculated?
  • ❓ What happens if I don’t repay?
  • ❓ Can I use SLAI on mobile?
  • ❓ Is SLAI audited?
  • ❓ Which tokens are supported?
  • ❓ What’s the difference between Smart Contract Lending and oscaBlend?
  • ❓ Can I stake SLAI tokens?
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  1. General

FAQ

Welcome to the Smart Lending AI FAQ — here you'll find clear, concise answers to the most common questions from our community and users.

❓ What is SLAI?

Smart Lending AI (SLAI) is a decentralized lending platform that lets users lock approved tokens and borrow ETH instantly — without selling. It uses real-time WETH pair pricing and AI-based risk logic to make lending safer and more flexible for on-chain traders.

❓ How much can I borrow?

You can borrow up to 50% of the USD value of your token, depending on its volatility and liquidity. High-volatility tokens = lower LTV High-liquidity tokens = higher LTV

❓ What is the interest rate?

SLAI charges a flat 5% interest on all loans. However, if you stake 50,000+ SLAI tokens, you pay 0% interest — permanently.

❓ How are token prices calculated?

SLAI does not use centralized oracles. It calculates token prices on-chain using real-time reserve data from WETH liquidity pairs (e.g., Uniswap V2/V3).

❓ What happens if I don’t repay?

If your token drops 40% or more in value, SLAI will automatically liquidate your position. This means your collateral is sold to repay the loan and protect the protocol.

❓ Can I use SLAI on mobile?

Yes. SLAI supports mobile interaction via a dedicated Telegram Lending Bot, allowing you to borrow ETH and manage loans without connecting a browser wallet.

❓ Is SLAI audited?

Yes. The core contracts will be audited and published ahead of our mainnet launch on June 30, 2025.

❓ Which tokens are supported?

Only tokens that are approved via oscAI, our audit intelligence partner, are eligible. This ensures the collateral is liquid, legitimate, and safe to support.

❓ What’s the difference between Smart Contract Lending and oscaBlend?

  • Smart Contract Lending: Fully on-chain, public, automated.

  • oscaBlend: A private lending channel with custom terms and off-chain negotiation, but enforced on-chain.

❓ Can I stake SLAI tokens?

Yes! By staking at least 50,000 SLAI, you get:

  • 0% interest on loans

  • Access to exclusive features

More resources and guides will be published soon in our GitBook and developer portal.

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Last updated 4 days ago